In investment world, returns is a big deal. It probably gets more attention than almost any other metric out there, and occupies the largest mindshare among most investors. As an investor, you should be aware of 2 commonly used metrics which are used to represent returns. They are CAGR & XIRR. In this episode, we…
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How dividends are handled by mutual funds? Equity Mutual Funds primarily invest in stocks of various companies. So from time to time, the Mutual Fund can receive dividends from one or more of the companies it has invested in. The dividends received by a Mutual Fund do benefit investors even though the money is not…
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What is a dividend? And How to make best use of it? Everyone deserves reward for hardwork. After a long day’s work, there is no better reward than a nice steaming cup of tea/coffee. Likewise companies also give out rewards to those who show trust and invest in their company. This reward is called a…
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What is Tax Loss Harvesting: Another way to save tax In the last episode, we discussed about LTCG tax harvesting, which is a way to reduce the tax burden created by profits from equities. Likewise, we can use any losses we have and use it to reduce taxes as well. In tax-loss harvesting, you book…
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What is Tax Harvesting? In this episode, we are sticking to Tax harvesting from LTCG in equities. What is LTCG? Long capital term gains are the returns you make by selling your equity investments held for more than 12 months Currently Long-term gains from equity is taxed at 10%. But LTCG upto 1L rupees per…
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Yearly review of Investments from Market Secrets for FY 2020-2021
Welcome to yearly review of “Investment Alerts” channel from market secrets.
This video will focus on how we have invested during the entire financial year of 2020-2021. i.e From April 2020 to March 2021.
Before we start, we will make a simple assumption that our regular SIP investment amount is 10,000 rupees because we don’t want to reveal our actual numbers.
To keep all these simple, we used our “Investment Alerts” telegram channel. We just followed the alerts triggered in the channel to go and invest on the go. There was no need to any manual calculations or waiting. We will just blindly follow whatever that’s mentioned in the Alerts triggered.
As per the request of subscribers, we have created a separate channel for generating automated alerts for investments. Please use the below link to join InvestmentAlerts Channel in Telegram.
https://t.me/InvestmentAlerts
When the market was crashing in Jan-March 2020, we have released a video on how to invest during market crash and it worked beautifully. Though we couldn’t invest all the cash we have saved for investing in crash, the amount we invested using the strategy have really boosted the portfolio.
One year later, market is hitting record highs everyday and I was flooded with questions on how to invest in this raising market. So I have shared a video on personal investment approach for this scenario as well..
How to invest when market hist new lifetime high everyday?
https://youtu.be/2ik5e_LlKDo
How to invest during market crash for best returns?
Our 2 year old video on stock market crash of 2019-2020:
Live feed Link:
https://marketsecrets.in/technicals/nifty-investment-levels
Stock market is crashing for last 2 weeks and Nifty has dropped 31% from its high’s so far. During market crashes, people make either of these 2 mistakes –
1. people invest too early
2. People invest too
Learn, how to invest properly and systematically during this market crash?
Few things I want you to remember.
1. Adjust this plan based on your goals and surplus cash.
2. You should never panic.
3. Understand why market is crashing.
How to invest during market crash? Observe how market is crashing.
1. It is falling too fast.
2. Observe what happened on yesterday (March 13).
3. V shaped recovery
4. 65-70% carsh is possible
Now, how to invest during this scenario – First you should have a Basic investment Plan:
What is basic investment plan?
1. It should have a goa
2. Develop a discipline of investing regularly – This is your regular monthly SIP
3. Develop and stick to “what if things go wrong plan”
What if things go wrong plan:
Objective – Reduce or totally remove the number of decision makings during market crashes.
Basic Rules:
• I won’t invest in any new stocks or Mutual funds
• I will not deviate from my investment plan regardless of whatever news, issues, or reasons.
So what are my plans for investing during market crashes?
I have clearly written down what I will do if market crashes or corrects 10%, 20%,30%,40% and 50% and I’ll blindly follow it during market crashes/corrections.
1. When market is down 10% – Increase monthly investment 50% by manually buying stocks/MF on the same day 10% is breached and until market moves above 10% mark.
2. When market is down 20% – Double monthly investment by manually buying stocks/MF on the same day 20% is breached and until market moves above 20%
3. When market is down 30% – Triple monthly investment by manually buying stocks/MF on the same day 30% is breached and until market moves above 30% mark
4. When market is down 40% – Increase monthly investment 5 times by manually buying stocks/MF Units on the same day 40% is breached and until market moves above 40% mark
5. When market is down 50% – Invest 50-75% current debt corpus or cash immediately in stocks/MFs and have remaining corpus for investing during the recovery