Yearly review of Investments from Market Secrets for FY 2020-2021
Welcome to yearly review of “Investment Alerts” channel from market secrets.
This video will focus on how we have invested during the entire financial year of 2020-2021. i.e From April 2020 to March 2021.
Before we start, we will make a simple assumption that our regular SIP investment amount is 10,000 rupees because we don’t want to reveal our actual numbers.
Let’s start from April 2020.
It was the world of uncertainty and whole world was on lockdown. All the assets were in deep red and people were panicking on their investments. There was a bounce from the deep hard crash that happened in March 2020, but still it was considered as dead cat bounce at that point. Everyone was hoarding crash as we were all truly fearful about how the future would be.
Let’s get to actuals. What did we do when it comes to investing on April 2020? Simple, We just followed the plan we have written down for market crashes and corrections and we simply followed it.
You can click the link in the top right corner of this video to learn about our investing plans and rules. So we went ahead with the plan and invested 3X of our regular SIP amount in April 2020.
What is 3X of SIP? Since our SIP is 10K, we invested 30K in April 2020, which is 3 times of our regular SIP. Out of this 30K, 20K investment was done manually and 10K investment was done through SIP.
Markets bounced back more in May 2020 but it was still down 20% from its previous lifetime high. So as per our investment plan, we invested 2X of our SIP in May 2020. Again, out of this 20K, 10K was invested manually and 10K was invested through SIP.
Exact same thing happened in June 2020, we invested another 20K in June 2020.
With market hitting 10K, everyone including me was expecting a crash from here. But surprisingly Market climbed up further in July 2020 and was trading just around 10% down from it’s previous lifetime high. So when it comes to our investments, we invested 1.5X of our SIP in July 2020, which is 15K rupees. We invested 5K as lumpsum manually whereas 10K was invested through automatic SIP.
Market stayed on similar levels in August & September 2020, and we invested 15K each on these 2 months.
Market moved up further in October 2020 and was trading closer to it’s lifetime high. So as per the plan, we just sticked to our regular SIP of 10,000 rupees. There were no additional investments in this month.
To everyone’s surprise, market broke it’s previous lifetime high made on Jan 2020 and rallied further till March 2021, making new lifetime highs on almost every single day. This was really unbelievable considering how the financial year started. In fact, Nifty’s lifetime high moved up by almost 3000 points or 25% from it’s previous lifetime high. And when it comes to our investing plan, as per the rule, we just sticked to our plan. As per the plan. we invested 10K every month though SIP for these 5 months. Honestly, I expected some small corrections at least but it never came. Nevertheless, a plan is a plan, so we just followed it. We were able to boost or top up our investments heavily from april to june 2020, and slightly from july to September 2020 and from there on it was regular SIP.
To keep all these simple, we used our “Investment Alerts” telegram channel. We just followed the alerts triggered in the channel to go and invest on the go. There was no need to any manual calculations or waiting. We will just blindly follow whatever that’s mentioned in the Alerts triggered.
If you want to join the investment alerts telegram channel to get alerts on when we invest and how much we invest, you can use the link in the description section of this video to join us. We clearly explain what’s the logic behind the alerts and how it will be used in detail in the earlier video. In addition, we have shared a video recently on how to invest when market hits lifetime highs daily. I’ll leave the link to all the video in the description section of this video.
So, finally, how did you invest in the Financial year 2020-2021? Were you able to take advantage of the crash and buy the dips? Or did you miss it completely? Or even worse, did you sold your holdings in panic during the crash? How did it go for you personally? Let us know in the comments section.